Student Rate Check | South Carolina Student Loan

Students

Parents

Refinancing

Check your rate!

Step 1 of 4

It only takes a few minutes! Checking your rate will NOT affect your credit score.

What will I need?

You'll need an established credit history to qualify for a loan with us. If you don't have that, please ask a friend or family member with a good FICO score to cosign your loan! Having a creditworthy cosigner will dramatically increase your chances of getting a good rate.

How to find a cosigner

It only takes a few minutes! Checking your rate will NOT affect your credit score. If you’re choosing between multiple people, please use the parent with the higher credit score to apply.

It only takes a few minutes! Checking your rate will NOT affect your credit score.

Borrower Information

First Name

Last Name

Social Security Number

I understand and agree that I am providing ‘written instructions’ to South Carolina Student Loan Corporation (SCSLC) under the Fair Credit Reporting Act authorizing SCSLC to obtain information from my personal credit profile or other information from TransUnion, solely to conduct a pre-qualification for credit.

I know that this is not an application and will not impact my credit score. By providing your email address, you agree to our Privacy Policy, and you give South Carolina Student Loan permission to contact you at the email address provided. SCSLC respects your inbox and will only send periodic emails.

Step 2 of 4

Thanks - we just need a little more information to get your rate!

Borrower Information

Permanent Address Line 1

Permanent Address Line 2

City

State

Zip

Zip code must be 5 digits

Date of Birth

Current Grade Level

Desired Major

Do you have a cosigner?

A cosigner isn't required, but it can help you get a better rate if you don't have a good credit score. Tips for Finding a Cosigner

Step 3 of 4

Please have your cosigner fill out the below information. This is a "soft pull" and will not impact their credit.

Cosigner Information

What if I don't have a cosigner?

Cosigner First Name

Cosigner Last Name

Cosigner SSN

Cosigner Email

Cosigner Date of Birth

Cosigner's Permanent Address Line 1

Cosigner's Permanent Address Line 2

City

State

Zip

Zip code must be 5 digits

As a cosigner, I understand and agree that I am providing ‘written instructions’ to South Carolina Student Loan Corporation (SCSLC) under the Fair Credit Reporting Act authorizing SCSLC to obtain information from my personal credit profile or other information from TransUnion, solely to conduct a pre-qualification for credit.

I know that this is not an application and will not impact my credit score. By providing my email address, I agree to the Privacy Policy, and I give South Carolina Student Loan permission to contact me at the email address provided. SCSLC respects your inbox and will only send periodic emails.

Step 4 of 4

Please confirm your information below. If anything needs to be changed, you can use the Previous button to travel back to the other steps of the form, make your changes, then click the Next button to proceed again.

Please wait while we fetch your rates

Success!

You qualify for the low rates below.

Ready to apply for a loan? Lock in these rates by completing your application now!

Complete Application

Rates can vary based on the length of time you choose to pay back the loan and other factors.

Find out what factors affect your rate

These are your individual rate estimates. This is not a firm offer of credit or a commitment to lend money. To get your final rate, you must apply and meet underwriting requirements.

Unable to get your rates at this time.

Sorry! We are experiencing a temporary problem getting rate data for you. Please wait a few minutes and then try again.

Sorry!

We don't have enough information to display your rates right now.

Add a creditworthy cosigner to get a rate.

A cosigner with a good credit score (usually 670 or higher) can make your application much more likely to be approved.

Apply Now