Important Notice: Federal Updates to PSLF
On October 6, 2021, the U.S. Department of Education (ED) announced a change to PSLF program rules for a limited time. Borrowers may receive credit for past payments made on loans that would otherwise not qualify for PSLF.
Under the new rules, any prior payment made will count as a qualifying payment, regardless of loan type, repayment plan, or whether the payment was made in full or on time. All you need is qualifying employment. This change will apply to student loan borrowers with Direct Loans, those who have already consolidated into the Direct Loan Program, and those who consolidate into the Direct Loan Program by Oct. 31, 2022.
Parent PLUS loans are not eligible under the limited PSLF waiver.
The Public Service Loan Forgiveness (PSLF) program forgives the remaining portion of your qualifying federal direct student loans after 120 qualifying payments under a qualifying repayment plan while working for a qualifying employer.
For full details and updates, visit: https://studentaid.gov/announcements-events/pslf-limited-waiver
Public Service Loan Forgiveness Limited Waiver Opportunity
Learn about PSLF program details
Log into the federal dashboard to find details of your federal student loans
Information on all federal student loans, and access to the federal consolidation loan application
PSLF Help Tool (qualifying employment)
Federal Student Aid - Create an Account
Department of Education - Press Release